S&A Consulting Group LLP
All information in this site is copyrighted to S&A.  No Modification, Reproduction, Printing and Copying of the text are permissible.


As your access and use of this Site (or the S&A Consulting Group LLP site, commonly written as S&A, that is linked to this disclaimer) automatically binds you to the following terms and conditions, please read them carefully. As used herein, the term "you" and "your" shall mean the user of this Site.

Unless otherwise indicated, this Web Site and its contents, including but not limited to all text, HTML code, CGI scripts, graphics, button images, and the site design and "look and feel," are the property of S&A Consulting Group LLP and are protected pursuant to U.S. and foreign copyright and trademark laws. By accessing this Web Site, you agree to the following terms and conditions, which govern this Web Site. The information on the website may be changed without prior notification and without incurring any obligation or liability for us.

The contents of the website, including but not limited to logos, trademarks, trade-names, text, images, graphics, sound, animation and video files, and their arrangement on the website are proprietary to S&A Consulting Group LLP or third parties and subject to intellectual property protection. Any unauthorized use of any materials on the Site may violate copyright, trademark and other laws. Should a user download the materials on the Site for personal or non-commercial use, the user must retain all copyright, trademark or other similar notices contained in the original materials or on any copies of the material. No content of the website may be reproduced, copied, transferred, published, distributed, modified, reposted, or placed onto other websites or documents, without prior written authorization. All intellectual property rights contained in the website, including any copyrights, trademarks, trade secrets and patent rights, are reserved and any use without prior written authorization from the respective owner is strictly prohibited. S&A bears no risk, responsibility or liability in the event that a user does not obtain such explicit written permission as advised by S&A.

The following Web link activities are explicitly prohibited by S&A and may present trademark and copyright infringement issues:

  • Links that involve unauthorized use of our logo
  • Framing, inline links or metatags
  • Hyperlinks or a form of link that disguises the URL and bypasses the homepage

The information contained and accessed on this site is provided by S&A Consulting as owner of the Site for general guidance and is intended to offer the user general information of interest on a particular subject or subjects and are not an exhaustive treatment of such subjects. The information is solely for illustrative purposes and does not create any business, contractual or employment relationship. The information provided is not intended to replace or serve as substitute for any, advisory, tax or other professional advice, consultation or service. Before making any decision or taking any action which might affect your personal finances or business, you should consult with an S&A professional in the respective audit, advisory, tax or other professional area.

We will use reasonable efforts to include accurate information on our website. Based on the fundamental universal condition of the electronic communication process, S&A does not guarantee or warrant the Site will be uninterrupted, without delay, error-free, omission-free, or free of viruses. The material on this web site is provided 'as is' and is without warranty of any kind. S&A Consulting Group LLP disclaims all warranties, express or implied, including without limitation, the implied warranties of title, non-infringement, merchantability and fitness for a particular purpose, with respect to this web site and the material on this web site. In no event shall S&A Consulting Group LLP, its related partners, managing directors, principals, agents or employees be liable for any direct, indirect, incidental, special, exemplary, punitive, consequential or other damages whatsoever (including but not limited to, liability for loss of use, data or profits), without regard to the form of any action, including but not limited to, contract, negligence or other tortuous actions, arising out of or in connection with the Site, any content on or accessed by use of the Site, or any copying, display or other use hereof.

To the fullest extent permitted by applicable laws, in no event shall S&A Consulting Group LLP be liable for any damages of any kind or character, including without limitation any compensatory, incidental, direct, indirect, special, punitive, or consequential damages, loss of use, loss of data, loss of income or profit, loss of or damage to property, claims of third parties, or other losses of any kind or character, even if S&A Consulting Group LLP has been advised of the possibility of such damages or losses, arising out of or in connection with this web site or the contents of this web site.

The posting of any content or material to this Web Site and the creation of a link from this Web Site to any other Web Site are expressly prohibited without the prior written consent of S&A Consulting Group LLP.

S&A Consulting Group LLP is not required to regularly review materials on any websites linked to this Web Site and does not necessarily endorse the materials appearing on any linked Web Sites.

S&A Consulting Group LLP reserves the right to change these terms and conditions at any time by updating this posting. Use of this Web Site following any such changes shall constitute acceptance of such changes.


S&A Consulting Group LLP considers your privacy a high priority. This privacy statement explains what information S&A gathers from you through our web site and how we may use it. If you have any questions, please contact us at info@sa-consultinggroup.com.

S&A Consulting Group LLP believes that the responsible use of personal information collected on our Website is critical to our business objectives and reputation. As part of our commitment to privacy, we have adopted this Online Privacy Statement. The only individualized information that S&A obtains about you through our web site (mainly contact mailboxes and/or through the registration processes on our site) is information you voluntarily supply. We will only use that information to fulfill the purpose for which it was supplied to us. We only use your personally identifiable information to respond to your requests and to provide you with information about S&A Consulting Group LLP services, unless we obtain your permission to use your personal information for other purposes.

S&A obtains non-individualized, generic information about your visit to our web site through the use of cookies. Cookies are small pieces of data which are sent by a web site to your web browser and are stored on your computer. If you visit our site to read or download information, such as news stories or articles, much of the information we do collect is statistical only (e.g., the domain from which you access the Internet, the date and time you access our site, and the Internet address of the Website from which you linked directly to our site) and not personally identifiable. Data derived from the cookies is aggregated and used by S&A for statistical tracking purposes. We use this information to understand general traffic patterns on our web site and to gauge and improve the web site's effectiveness to make our site more useful and attractive to you.

We may use cookies for a number of reasons, such as:

  • to compile anonymous statistics related to patterns and trends of browsing;
  • to analyze sales data;
  • to conduct marketing research;
  • to user adapt website content or functions;
  • to provide assistance to, or track site visits of users, of certain Internet-based services;

How To Avoid Cookies: If you are concerned about the use of cookies, you may configure your web browser to either request your specific acceptance of a cookie or disable cookies entirely. You will still be able to fully navigate our web site if you choose to refuse or disable cookies. Please refer to your browser instructions or help screen to learn more about these functions. Please note that some of our web pages may not work properly without the use of cookies.

The personal information you provide to us will be retained only for as long as necessary to fulfill the purposes for which the information was collected or as required by law. We do not share personal information with third parties except as necessary to carry out our business or as required by law or other legal processes, and we never sell your personal information.

S&A Consulting Group LLP understands the importance of protecting children's privacy, especially in an online environment. Our site is not intentionally designed for or directed at children under the age of 13 years. It is our policy never to knowingly collect or maintain information about anyone under the age of 13.

S&A Consulting Group LLP recognizes its responsibility for protecting the online privacy of your personal information. If you have questions or comments about our administration of your personal information, please contact us at info@sa-consultinggroup.com. You may also use this address to communicate any concerns you may have regarding compliance with our Online Privacy Policy.

All information in this site is copyrighted to S&A.  No Modification, Reproduction, Printing and Copying of the text are permissible.

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